And the discount will apply to your premium for three years following course completion, so the savings will more than offset the cost of the course. Many insurers provide at least a five percent discount for course completion, while some offer discounts of up to 20 percent. In some states, defensive driving discounts are required by law. Personalized quotes in less than 2 minutes.ĭefensive Driving Discounts: An Introduction You can get personalized quotes all in one place with Insurify, and it’s free and easy to use! It’s worth comparing rates across insurers to see how a defensive driving course will affect your premium. Because defensive driving courses have a proven impact on safe driving behavior, car insurance companies consider drivers who have taken these courses to be a lower risk to insure. While safety is the primary benefit of taking a defensive driving course, you can also enjoy a discount on your car insurance premium if you complete an approved course. In fact, studies found that course graduates under the age of 21 have a fatality rate 50 percent lower than counterparts who didn’t take the course. Signing up for a defensive driving course can be a great way for experienced drivers to refresh their driving techniques and learn to prevent collisions. Defensive driving means more than just obeying the speed limit and following the rules of the road.ĭrivers who learn defensive driving skills are able to effectively recognize and mitigate dangers presented by other drivers.
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